Hawthorn Bancshares (NASDAQ:HWBK – Get Rating) and Capital One Monetary (NYSE:COF – Get Rating) are each finance firms, however which is the superior funding? We are going to distinction the 2 companies based mostly on the power of their threat, analyst suggestions, institutional possession, valuation, dividends, earnings and profitability.
Dividends
Hawthorn Bancshares pays an annual dividend of $zero.60 per share and has a dividend yield of two.2%. Capital One Monetary pays an annual dividend of $2.40 per share and has a dividend yield of 1.eight%. Hawthorn Bancshares pays out 17.6% of its earnings within the type of a dividend. Capital One Monetary pays out eight.9% of its earnings within the type of a dividend. Each firms have wholesome payout ratios and may have the ability to cowl their dividend funds with earnings for the subsequent a number of years. Hawthorn Bancshares has raised its dividend for 11 consecutive years and Capital One Monetary has raised its dividend for 1 consecutive years. Hawthorn Bancshares is clearly the higher dividend inventory, given its larger yield and longer monitor document of dividend development.
Threat and Volatility
Hawthorn Bancshares has a beta of zero.5, indicating that its inventory value is 50% much less unstable than the S&P 500. Comparatively, Capital One Monetary has a beta of 1.51, indicating that its inventory value is 51% extra unstable than the S&P 500.
Institutional & Insider Possession
32.9% of Hawthorn Bancshares shares are held by institutional buyers. Comparatively, 88.9% of Capital One Monetary shares are held by institutional buyers. 11.7% of Hawthorn Bancshares shares are held by insiders. Comparatively, 1.three% of Capital One Monetary shares are held by insiders. Sturdy institutional possession is a sign that hedge funds, endowments and enormous cash managers consider a inventory will outperform the market over the long run.
Profitability
This desk compares Hawthorn Bancshares and Capital One Monetary’s internet margins, return on fairness and return on property.
| Web Margins | Return on Fairness | Return on Belongings | |
| Hawthorn Bancshares | 27.86% | 16.22% | 1.28% |
| Capital One Monetary | 38.68% | 19.77% | 2.90% |
Analyst Scores
This can be a abstract of current suggestions for Hawthorn Bancshares and Capital One Monetary, as supplied by MarketBeat.com.
| Promote Scores | Maintain Scores | Purchase Scores | Sturdy Purchase Scores | Ranking Rating | |
| Hawthorn Bancshares | zero | zero | zero | zero | N/A |
| Capital One Monetary | zero | 7 | 14 | zero | 2.67 |
Capital One Monetary has a consensus value goal of $178.87, suggesting a possible upside of 34.87%. Given Capital One Monetary’s larger possible upside, analysts clearly consider Capital One Monetary is extra favorable than Hawthorn Bancshares.
Earnings and Valuation
This desk compares Hawthorn Bancshares and Capital One Monetary’s income, earnings per share and valuation.
| Gross Income | Worth/Gross sales Ratio | Web Revenue | Earnings Per Share | Worth/Earnings Ratio | |
| Hawthorn Bancshares | $80.84 million | 2.18 | $22.52 million | $three.40 | 7.84 |
| Capital One Monetary | $32.03 billion | 1.70 | $12.39 billion | $26.84 | four.94 |
Capital One Monetary has larger income and earnings than Hawthorn Bancshares. Capital One Monetary is buying and selling at a decrease price-to-earnings ratio than Hawthorn Bancshares, indicating that it’s at the moment the extra reasonably priced of the 2 shares.
Abstract
Capital One Monetary beats Hawthorn Bancshares on 11 of the 16 elements in contrast between the 2 shares.
About Hawthorn Bancshares (Get Rating)
Hawthorn Bancshares, Inc. operates because the financial institution holding firm for Hawthorn Financial institution that gives business and private banking companies. It accepts checking, financial savings, cash market, particular person retirement, and different time deposit accounts; and certificates of deposit. The corporate additionally gives business and industrial, single fee private, installment, business and residential actual property, and shopper loans, in addition to tools, working, and small enterprise administration loans; and debit and bank cards. As well as, it gives belief companies that embody property planning, funding, and asset administration companies; and money administration, security deposit field, brokerage, and Web banking companies. The corporate operates via 23 banking places of work in Missouri communities, Jefferson Metropolis, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the better Kansas Metropolis metropolitan space. Hawthorn Bancshares, Inc. was based in 1865 and is headquartered in Jefferson Metropolis, Missouri.
About Capital One Monetary (Get Rating)
Capital One Monetary Company operates because the monetary companies holding firm for the Capital One Financial institution (USA), Nationwide Affiliation; and Capital One, Nationwide Affiliation, which gives varied monetary services and products in the US, Canada, and the UK. It operates via three segments: Credit score Card, Client Banking, and Business Banking. The corporate accepts checking accounts, cash market deposits, negotiable order of withdrawals, financial savings deposits, and time deposits. Its mortgage merchandise embody bank card loans; auto and retail banking loans; and business and multifamily actual property, and business and industrial loans. The corporate additionally gives credit score and debit card merchandise; on-line direct banking companies; and treasury administration and depository companies. It serves customers, small companies, and business purchasers via digital channels, branches, cafés, and different distribution channels situated in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Monetary Company was based in 1988 and is headquartered in McLean, Virginia.
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