Summit Monetary Group (NASDAQ:SMMF – Get Rating) and Columbia Banking System (NASDAQ:COLB – Get Rating) are each finance corporations, however which is the higher inventory? We’ll examine the 2 companies primarily based on the energy of their analyst suggestions, profitability, earnings, danger, institutional possession, dividends and valuation.
Summit Monetary Group pays an annual dividend of $zero.72 per share and has a dividend yield of two.9%. Columbia Banking System pays an annual dividend of $1.20 per share and has a dividend yield of four.zero%. Summit Monetary Group pays out 20.7% of its earnings within the type of a dividend. Columbia Banking System pays out 43.zero% of its earnings within the type of a dividend. Each corporations have wholesome payout ratios and will be capable of cowl their dividend funds with earnings for the subsequent a number of years. Summit Monetary Group has raised its dividend for 7 consecutive years.
Volatility & Danger
Summit Monetary Group has a beta of zero.41, suggesting that its inventory value is 59% much less unstable than the S&P 500. Comparatively, Columbia Banking System has a beta of zero.63, suggesting that its inventory value is 37% much less unstable than the S&P 500.
This can be a abstract of present scores for Summit Monetary Group and Columbia Banking System, as supplied by MarketBeat.com.
|Promote Scores||Maintain Scores||Purchase Scores||Sturdy Purchase Scores||Ranking Rating|
|Summit Monetary Group||zero||zero||1||zero||three.00|
|Columbia Banking System||zero||three||2||zero||2.40|
Columbia Banking System has a consensus value goal of $37.75, indicating a possible upside of 25.08%. Given Columbia Banking System’s larger potential upside, analysts clearly imagine Columbia Banking System is extra favorable than Summit Monetary Group.
Institutional and Insider Possession
34.1% of Summit Monetary Group shares are owned by institutional buyers. Comparatively, 84.1% of Columbia Banking System shares are owned by institutional buyers. 13.2% of Summit Monetary Group shares are owned by insiders. Comparatively, zero.6% of Columbia Banking System shares are owned by insiders. Sturdy institutional possession is a sign that enormous cash managers, hedge funds and endowments imagine a inventory will outperform the market over the long run.
Valuation and Earnings
This desk compares Summit Monetary Group and Columbia Banking System’s income, earnings per share (EPS) and valuation.
|Gross Income||Worth/Gross sales Ratio||Internet Revenue||Earnings Per Share||Worth/Earnings Ratio|
|Summit Monetary Group||$142.62 million||2.19||$45.74 million||$three.47||7.06|
|Columbia Banking System||$630.16 million||three.77||$202.82 million||$2.79||10.82|
Columbia Banking System has larger income and earnings than Summit Monetary Group. Summit Monetary Group is buying and selling at a decrease price-to-earnings ratio than Columbia Banking System, indicating that it’s at present the extra reasonably priced of the 2 shares.
This desk compares Summit Monetary Group and Columbia Banking System’s internet margins, return on fairness and return on belongings.
|Internet Margins||Return on Fairness||Return on Property|
|Summit Monetary Group||32.07%||15.06%||1.34%|
|Columbia Banking System||32.19%||eight.91%||1.13%|
Columbia Banking System beats Summit Monetary Group on 10 of the 17 elements in contrast between the 2 shares.
Summit Monetary Group Firm Profile (Get Rating)
Summit Monetary Group, Inc. operates as a monetary holding firm for Summit Neighborhood Financial institution, Inc. that gives neighborhood banking and different monetary companies to people and companies primarily within the Jap Panhandle, Southern and North Central areas of West Virginia and the Northern, Shenandoah Valley, and Southwestern areas of Virginia, and the Central area of Kentucky. The corporate’s neighborhood banking companies embody demand, financial savings, and time deposits; business, business actual property, building and land improvement, residential actual property, and client loans; and mortgage warehouse traces of credit score, in addition to belief and wealth administration, money administration, and insurance coverage companies. As of December 31, 2021, it operated via 45 banking workplaces. The corporate was included in 1987 and is headquartered in Moorefield, West Virginia.
Columbia Banking System Firm Profile (Get Rating)
Columbia Banking System, Inc. operates because the financial institution holding firm for Columbia State Financial institution that gives a variety of banking companies to small and medium-sized companies, professionals, and people in the USA. It affords private banking services and products, together with noninterest and interest-bearing checking, financial savings, cash market, and certificates of deposit accounts; dwelling mortgages for purchases and refinances, dwelling fairness loans and features of credit score, and different private loans; debit and bank cards; and digital banking companies. The corporate additionally supplies enterprise banking services and products, resembling checking, financial savings, interest-bearing cash market, and certificates of deposit accounts; agricultural, asset-based, builder, and different business actual property loans, in addition to loans assured by the small enterprise administration; banking, treasury administration, service provider card, and worldwide banking companies. As well as, it affords wealth administration options that embody monetary planning companies, resembling asset allocation, internet price evaluation, property planning and preservation, schooling funding, and wealth switch; long-term care, and life and incapacity insurance coverage options; particular person retirement options comprising retirement planning, retirement earnings methods, and conventional and Roth particular person retirement accounts; and enterprise options, which comprise enterprise retirement plans, key individual insurance coverage, enterprise succession planning, and deferred compensation plans to people, households, companies. Additional, the corporate supplies fiduciary, funding, and administrative belief companies, resembling private and particular wants trusts, property settlement, and funding company and charitable administration. It operates a community of 153 department areas, together with 68 within the state of Washington, 59 in Oregon, 15 in Idaho, and 11 in California. The corporate was based in 1993 and is headquartered in Tacoma, Washington.
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